Thank you Capital One Home Loans for sponsoring this post. This is a paid endorsement. To learn more about how Capital One Home Loans tools can help simplify your home-buying process, visit
I mentioned it a few posts back but we finally have our own place. After living in several apartments, living with my sister and my parents house we are finally on our own. We are still renting but this is just our next step until we make our big purchase. We have hope that by the end of next year we will be home owners. We see how others have a hard time buying a home and we thought it would take years before we could purchase a home. Luckily Capital One has launched a completely re-imagined, personal and digital home loans experience. This new home loan experience allows customer to pre-qualify for a home loan in minutes from any device, apply online, upload documents and digitally track progress from application to closing. It also includes personalized service from a dedicated loan officer when a customer needs it. We really appreciate how we can do everything in the comfort of our home.

We can finally begin our hunt for the perfect house to purchase next year in the DFW. However, I know there is a process and we need to get as much information as we can get on loans and anything financially. I know that buying a house requires careful and thorough preparation, especially for first time home buyers. Capital One Home Loans What To Expect brochure provides a very detailed break down of how the home buying process works. I have a short checklist that contains three steps that will help us find and hopefully buy a home in the near future.
We must be able to afford our home. That is our number one request and thanks to Capital One Mortgage Calculator we can estimate what we can and can't afford. We are checking our credit scores now to see where we stand and what we need to work on so there won't be a mistake that can negatively affect us with any home loan.

We want to do our research and investigate if our potential home is in a nice and safe neighborhood, research proximity to institutions that are important to us, commuting distance, local services and schools. All of these are the most important factors that will be taken into consideration when buying our home. Location plays a huge part of our home search.

We have made a list of the features we must have and what we would like to have in our home. When we begin house hunting we plan on taking that list with us. Having a solid idea of what we are looking for in a home will make things easier. We ask ourselves what size home do we need and is a big back yard a necessity? Will three bedrooms work, or would we prefer four? How about the kitchen? Do we want a pool or would we prefer not to have one? All of these questions are crucially important to us in order to find our ideal home. 

We know that this whole home buying  journey will take time and we will be patient, but we are so glad that the new Capital One digital home loan experience is empowering us and other potential homebuyers to take charge, while providing us the transparency we want and need every step of the way.
If you are near the DFW area come celebrate with Capital One. They are partnering with Jillian Harris and Todd Talbot, stars from HGTV’s Love It or List It, Too, to host a free and open-to-the public Open House event on Saturday, December 12 at the Stonebriar Centre mall in Frisco, TX. During the event, they’ll share do-it-yourself tips and tricks for simplifying the entire home buying and owning process. For more information, visit

I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.